Thursday, 25 October 2018

Santa's Magical Kingdom Giveaway!

It's BACK.... Returning to Melbourne for its 7th magical year, Santa's Magical Kingdom opens under the big top at Caulfield Racecourse from 23 November until 23 December 2018.
We missed this event last year (due to having just had Jesse) and let me tell you, I did not live it down. My kids LOVE, LOVE, LOVE this event. It has become a bit of a Christmas ritual for us and I have loved watching each of my kids fall more in love with this magical event year after year (you can read about our first ever visit in 2014 right here).
This year the event is even bigger and better with new rides, activities and even new characters to meet. 
If you'd like to win tickets to take your family along, I have a giveaway running over on my Instagram and Facebook pages until this Sunday 28th of October, so pop over for your chance to take your family along.
For more information please head over to the Santa's Magical Kingdom website.

Wednesday, 24 October 2018

Getting organised for your car loan

{Post in conjunction with Positive Lending Solutions}
Being organised is always a good thing – it can speed up processes and make things flow far more smoothly than they otherwise would. Getting a car loan is no exception – you’ll want to be as organised as possible when it comes to fulfilling all the requirements and having the paperwork ready for your potential lender to review and approve.
Before you get a car loan
Even before you start the process, get organised by doing some serious budgeting. Work out exactly what you can afford to spend each month on a car loan. It’s really important that you don’t stretch yourself financially and that you only borrow what you can afford to pay back.
Do your calculations and be realistic. Accurately write down what you spend each month and what comes into your bank account. Figure out how you’ll make car loan repayments and think about setting up a direct debit from your bank account to do so.
Getting car loan
It’s a good thing to find out exactly what documents your lender requires for your specific car loan. It’s also worth checking out your credit score if you don’t know it already – this is something that is free and easy to do so make sure you’re aware of it so you can be in the best position possible to get your car loan approved.
Generally, you’ll need most of the following documents:
About You:
·         Driver’s licence
·         Proof of address and Australian residency
·         Bank statements
·         Proof of income
© Utterly Organised. Made with love by The Dutch Lady Designs.